Grampian Housing Association’s SMART money advice project provides free impartial and confidential money advice for tenants facing financial difficulties.  This ranges from managing your money, debt counselling, checking Welfare Benefit entitlement, applying for benefits and providing budgeting advice.

At Grampian Housing Association we appreciate that our customers will sometimes face difficult financial situations.  This could be through struggling to cope with debt or a change in personal circumstances.  It could be that you are finding it difficult to understand the changes to the Welfare Benefits system or you may be trying to budget on much less money.   

Our SMART money advice project offers FREE, impartial and confidential advice to tenants of Grampian Housing Association.  The team of Money Advisers and the Income Adviser work throughout Aberdeen, Aberdeenshire and Moray and they are happy to see you in the office or to visit you in your own home.

The SMART team will:-

• Help with setting up payments at the start of your tenancy
• Check Welfare Benefit entitlement & help you to apply for benefits
• Help you manage your money
• Provide support around budgeting
• Deal with any outstanding debt issues
• Provide advice on home contents insurance, opening a bank or credit union account
• Provide advice on accessing low cost loans

If you are facing money worries the best thing you can do is speak to one of the SMART team.  They will listen to you, provide advice and support and start working with you to turn your situation around.

Don’t delay, contact SMART today!

T: 01224 202934
E: smart@grampianhousing.co.uk

Click here to read the leaflet about SMART.

Click here to read the SMART Annual Report 2015-2016.

Click here to find out Money Advice Scotland (Scotland's money charity)

Click here to read the latest Universal Credit Claimant Housing Guide.  It's interactive and very informative.

The DWP (Department for Work and Pensions) has launched a new guide "Universal Credit and You".  There is useful information for people who are claiming Universal Credit.  Click here to read the Guide. 

You may also find these short videos helpful.  They explain about:

• Your Money
• Disability Benefits
• Your Claimant Commitment
• Sanctions

Your Money Aberdeen from Sandra MacIntyre on Vimeo.

Disability Benefits Aberdeen from Sandra MacIntyre on Vimeo.

Your Claimant Commitment Aberdeen from Sandra MacIntyre on Vimeo.

Sanctions Aberdeen from Sandra MacIntyre on Vimeo.