Our SMART money advice project offers FREE, impartial and confidential money advice to tenants of Grampian Housing Association who are facing financial difficulties.  This ranges from managing your money, debt counselling, checking Welfare Benefit entitlement, applying for benefits and providing budgeting advice.

We appreciate that our customers will sometimes face difficult financial situations.  This could be through struggling to cope with debt or a change in personal circumstances.  It could be that you are finding it difficult to understand the changes to the Welfare Benefit system or you may be trying to budget on much less money.   

The team of Money Advisers work throughout Aberdeen, Aberdeenshire and Moray and they are happy to see you in the office or to visit you in your own home.

The SMART team will:-

• Check Welfare Benefit entitlement and help you to apply for benefits
• Help you manage your money
• Provide support around budgeting
• Deal with any outstanding debt issues
• Provide advice on home contents insurance, opening a bank or credit union account
• Help you access financial assistance and grants where possible

If you are facing money worries the best thing you can do is speak to one of the SMART team.  They will listen to you, provide advice and support and start working with you to turn your situation around.

Don’t delay, contact SMART today!

T: 01224 202934
E: smart@grampianhousing.co.uk

Equalities Statement

SMART is committed to embracing diversity and promoting equality of opportunity and believes that everyone who uses the service should be treated equally regardless of age, disability, gender reassignment, marriage and civil partnership, pregnancy and maternity, race, religion or belief, sex, sexual orientation.

SMART aims to support and empower clients and will help you to resolve any financial issues you may have.

Click here to read the leaflet about SMART.

Click here to read the SMART Customer Care Plan.

For a really useful tool to help you do your own budget visit https://www.moneyadviceservice.org.uk/en/tools/budget-planner 

Click here to find out Money Advice Scotland (Scotland's money charity)

Click here to read the latest Universal Credit Claimant Housing Guide.  It's interactive and very informative.

The DWP (Department for Work and Pensions) has launched a new guide "Universal Credit and You".  There is useful information for people who are claiming Universal Credit.  Click here to read the Guide.