smartnewlogoresizedOur SMART money advice project offers FREE, impartial and confidential money advice for tenants of Grampian, Castlehill and Langstane Housing Associations who are facing financial difficulties.  This ranges from managing your money, debt counselling, checking Welfare Benefit entitlement, applying for benefits and providing budgeting advice.

We appreciate that our customers will sometimes face difficult financial situations.  This could be through struggling to cope with debt or a change in personal circumstances.  It could be that you are finding it difficult to understand the changes to the Welfare Benefit system or you may be trying to budget on much less money.   

The team of Money Advisers work throughout Aberdeen, Aberdeenshire and Moray and they are happy to see you in the office or to visit you in your own home.

The SMART team will:-

  • Check Welfare Benefit entitlement and help you to apply for benefits
  • Help you manage your money
  • Provide support around budgeting
  • Deal with any outstanding debt issues
  • Provide advice on home contents insurance, opening a bank or credit union account

If you are facing money worries the best thing you can do is speak to one of the SMART team.  They will listen to you, provide advice and support and start working with you to turn your situation around.

Don’t delay, contact SMART today!

T: 01224 202934
E: smart@grampianhousing.co.uk

Click here to read the leaflet about SMART.

Click here to find out Money Advice Scotland (Scotland's money charity)

Click here to read the latest Universal Credit Claimant Housing Guide.  It's interactive and very informative.

The DWP (Department for Work and Pensions) has launched a new guide "Universal Credit and You".  There is useful information for people who are claiming Universal Credit.  Click here to read the Guide. 

You may also find these short videos helpful.  They explain about:

  • Your Money
  • Disability Benefits
  • Your Claimant Commitment
  • Sanctions

Your Money Aberdeen from Sandra MacIntyre on Vimeo.

Disability Benefits Aberdeen from Sandra MacIntyre on Vimeo.

Your Claimant Commitment Aberdeen from Sandra MacIntyre on Vimeo.

 

Sanctions Aberdeen from Sandra MacIntyre on Vimeo.

Latest News

23/03/2020-Coronavirus: notifying of ser…

We are strictly adhering to the message from the Prime Minister this evening to stay at home to save lives.  As a result, the Aberdeen and Elgin offices are closed with immediate...

Read more

Has Coronavirus (Covid-19) changed your …

We acknowledge the current situation is unsettling and that Covid-19 will have a financial and physical impact on tenants. The information is changing almost daily, but please be assured that...

Read more

Coronavirus (Covid-19) update for tenant…

We are committed to continuing to provide services to our tenants, customers and housing applicants in these challenging times. However, we are taking sensible precautions to protect everyone.   We have...

Read more

Now recruiting voluntary board members

We now wish to further enhance the strength and diversity of our Board and are seeking enthusiastic, community-minded people from all walks of life.  While you don’t need to have...

Read more

Co-wheels car club scheme for tenants la…

Thanks to the launch of a new pay-as-you-go car hire scheme, tenants of Grampian Housing Association can now access electric cars. Grampian is the first housing association in Aberdeen to be...

Read more

Withdrawal of Allpay Windows App (Feb 20…

ALLPAY - IMPORTANT INFORMATION FOR CUSTOMERS On 1 February 2020 the Allpay Windows App will no longer be available.  Apple and Android versions will continue to be available. Allpay will make sure...

Read more

Festive Office Closure

This festive season our Aberdeen and Elgin offices will close at 1pm on Tuesday 24 December 2019 and will re-open at 9am on Friday 3 January 2020. We wish all our...

Read more

New Chair and Vice Chair elected by Gram…

Dr Abhishek Agarwal (above left), course leader for the Aberdeen Business School MBA Programme at Robert Gordon University (RGU) has been elected as the new chairman of Grampian Housing Association...

Read more

Fire damage at historic Aberdeen school …

A new image shows the destruction caused by the fire that tore through Aberdeen’s old Victoria Road Primary in May. The Torry blaze caused the roof to partly cave in and...

Read more

Logos for IIP, Healthy Working Lives and Happy to Translate