Home ownership beyond your reach?

Our range of home ownership options could be right for you!  Click on the links to the right for further information about a range of initiatives to help you get your foot on the property ladder.

Shared Ownership

Allows households on modest incomes to get a ‘foot on the property ladder’ by purchasing a 25% or 50% or 75% share in a property.  An ‘occupancy charge’ is made to cover the remaining share of the property. 

Shared Equity Schemes

The Scottish Government has opened up access to the following shared equity schemes for people aged 60 and over without the requirement for a mortgage.

New Supply Shared Equity (NSSE) scheme

Although there are no further NSSE schemes planned, vacancies arising through re-sales are advertised.  NSSE properties are allocated based on criteria agreed with the local authority, the Scottish Government and the Association.

Open Market Shared Equity (OMSE) scheme

OMSE helps applicants on a limited income to part fund the price of a property on the open market.

Help to Buy (Scotland) Affordable New Build Scheme

Helps first-time buyers and current owners purchase a new build home through a shared equity agreement.

 

 

Latest News

Fire damage at historic Aberdeen school …

A new image shows the destruction caused by the fire that tore through Aberdeen’s old Victoria Road Primary in May. The Torry blaze caused the roof to partly cave in and...

Read more

Grampian now owns Victoria Road School

A milestone has been reached in the regeneration of the former Victoria Road School in Torry, Aberdeen.  Transfer of ownership of the site has now completed and the keys have been...

Read more

Office Closure - Monday 6 May 2019

Our Aberdeen and Elgin offices will be closed on May Day (Monday 6 May 2019).  Please call 0300 123 9279 to report an EMERGENCY REPAIR (e.g. significant leak or total loss of power). ...

Read more

Public Information Event on Thursday 21/…

A Public Information Event is being held on Thursday 21 February 2019 (3pm – 7.30pm) in the Victoria and Albert Halls, Station Square, Ballater.   The event will give people an...

Read more

Utilita appointed for Our Power Energy S…

We're letting you know that Ofgem has appointed Utilita as the supplier of last resort for Our Power Energy Supply Ltd customers. Customer accounts have moved across to Utilita and you...

Read more

Our Power

No action is needed by customers but we announce that Our Power has closed.   If you are on supply with Our Power you will transferred to another supplier by Ofgem...

Read more

Christmas Office Closure (24/12/18 - 3/1…

This festive season our Aberdeen and Elgin offices will close at 1pm on Monday 24 December 2018 and re-open at 9am on Thursday 3 January 2019. During this period the following arrangements have...

Read more

GHA Celebrates Eco Hero Win

Grampian Housing Association is celebrating its win of the Eco Hero award in the Northern Star Business Awards organised by Aberdeen & Grampian Chamber of Commerce.  The award was presented...

Read more

Scotlands Housing Minister officially op…

Grampian Housing Association is celebrating completion of three developments of new affordable homes, increasing its portfolio of properties for social rent throughout the North-east.   The developments were completed in partnership with...

Read more

Logos for IIP, Healthy Working Lives and Happy to Translate