Home ownership beyond your reach?

Our range of home ownership options could be right for you!  Click on the links to the right for further information about a range of initiatives to help you get your foot on the property ladder.

Shared Ownership

Allows households on modest incomes to get a ‘foot on the property ladder’ by purchasing a 25% or 50% or 75% share in a property.  An ‘occupancy charge’ is made to cover the remaining share of the property. 

Shared Equity Schemes

The Scottish Government has opened up access to the following shared equity schemes for people aged 60 and over without the requirement for a mortgage.

New Supply Shared Equity (NSSE) scheme

Although there are no further NSSE schemes planned, vacancies arising through re-sales are advertised.  NSSE properties are allocated based on criteria agreed with the local authority, the Scottish Government and the Association.

Open Market Shared Equity (OMSE) scheme

OMSE helps applicants on a limited income to part fund the price of a property on the open market.

Help to Buy (Scotland) Affordable New Build Scheme

Helps first-time buyers and current owners purchase a new build home through a shared equity agreement.

 

 

Latest News

Coronavirus Outbreak in Aberdeen - what …

Following the Scottish Government announcement advising of Aberdeen's lockdown, Grampian Housing Association have put the following restrictions in place: Temporary suspension of all general lets and mutual exchanges within both Aberdeen...

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Impact of Covid-19 tenant survey underwa…

We are here to help you... a text/email survey is underway for all tenants about the impact of Covid-19 on your household so that we can use your feedback to...

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Extension to Help to Buy (Scotland) sche…

Continued support for house-building industry and buyers More than 2,000 households will be able to buy a new build home as the Help to Buy (Scotland) scheme is extended by a...

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Planning permission granted for former V…

There has been a major breakthrough for the redevelopment of the former Victoria Road School in Torry, Aberdeen.  Planning permission has been granted by Aberdeen City Council to enable Grampian...

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May Bank Holiday - 8th May 2020

Marking the 75th Anniversary of VE Day: due to the public holiday we are closed on Friday 8 May 2020. To report EMERGENCY REPAIRS ONLY (leaks, power failures, broken windows or...

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23/03/2020-Coronavirus: notifying of ser…

We are strictly adhering to the message from the Prime Minister this evening to stay at home to save lives.  As a result, the Aberdeen and Elgin offices are closed with immediate...

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Has Coronavirus (Covid-19) changed your …

We acknowledge the current situation is unsettling and that Covid-19 will have a financial and physical impact on tenants. The information is changing almost daily, but please be assured that...

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Coronavirus (Covid-19) update for tenant…

We are committed to continuing to provide services to our tenants, customers and housing applicants in these challenging times. However, we are taking sensible precautions to protect everyone.   We have...

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Now recruiting voluntary board members

We now wish to further enhance the strength and diversity of our Board and are seeking enthusiastic, community-minded people from all walks of life.  While you don’t need to have...

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