Home ownership beyond your reach?

Our range of home ownership options could be right for you!  Click on the links to the right for further information about a range of initiatives to help you get your foot on the property ladder.

Shared Ownership

Allows households on modest incomes to get a ‘foot on the property ladder’ by purchasing a 25% or 50% or 75% share in a property.  An ‘occupancy charge’ is made to cover the remaining share of the property. 

Shared Equity Schemes

The Scottish Government has opened up access to the following shared equity schemes for people aged 60 and over without the requirement for a mortgage.

New Supply Shared Equity (NSSE) scheme 

Although there are no further NSSE schemes planned, vacancies arising through re-sales are advertised.  NSSE properties are allocated based on criteria agreed with the local authority, the Scottish Government and the Association.

Open Market Shared Equity (OMSE) scheme

OMSE helps applicants on a limited income to part fund the price of a property on the open market. The scheme is managed by Link Housing. 

Help to Buy (Scotland) Scheme

Helps first-time buyers and current owners purchase a new build home through a shared equity agreement.

 

 

Latest News

Offices closed: 2 April 2021 (Good Frida…

To report an EMERGENCY REPAIR (e.g. significant leak or total loss of power) please call 0300 123 9279.  Gas heating repairs should be reported direct to Heatcare Oil & Gas...

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Grampian Housing Association 'STAY PUT' …

GHA operate a “STAY PUT” policy in our socially rented properties, therefore we are in the process of removing our communal smoke detection from these properties and will be applying...

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Rent Freeze Announced for 2021/22 by Gra…

Tenants will have their rents frozen for the next year following the decision of the Association’s Board not to apply a rent increase on the 1 April 2021.  It is hoped that the...

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Tenants in Huntly & Keith can now st…

From SGN Wednesday 3 February – 12.15pm update We’ve now resolved the issue with our network, which impacted gas supplies to Huntly and Keith yesterday.  Residents in Huntly and Keith can now...

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New wellbeing days launched by Grampian …

In response to Grampian Housing Association’s concern about colleague wellbeing and resilience in the face of the enduring global pandemic, new wellbeing days are being offered to staff through its...

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IMPORTANT REPAIRS UPDATE!

Please note that with immediate effect (Monday 21 December 2020) we are only responding to emergency repair requests.  This follows the Scottish Government's latest announcement that mainland Scotland will move...

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FESTIVE OFFICE CLOSURE

This festive season our Aberdeen and Elgin offices will close at 12 noon on Thursday 24 December 2020 and will re-open at 9am on Tuesday 5 January 2021. During this...

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Adverse impact of Covid-19 on tenants re…

The results of the survey we have undertaken show the huge and long lasting effects Covid-19 has had on many of our tenants and their families.   Responses from 43% or 1,136 of tenants...

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