Buying your home
Home ownership beyond your reach?
Our range of home ownership options could be right for you! Click on the links to the right for further information about a range of initiatives to help you get your foot on the property ladder.
Allows households on modest incomes to get a ‘foot on the property ladder’ by purchasing a 25% or 50% or 75% share in a property. An ‘occupancy charge’ is made to cover the remaining share of the property.
The Scottish Government has opened up access to the following shared equity schemes for people aged 60 and over without the requirement for a mortgage.
New Supply Shared Equity (NSSE) scheme
Although there are no further NSSE schemes planned, vacancies arising through re-sales are advertised. NSSE properties are allocated based on criteria agreed with the local authority, the Scottish Government and the Association.
Open Market Shared Equity (OMSE) scheme
OMSE helps applicants on a limited income to part fund the price of a property on the open market. The scheme is managed by Link Housing.
Help to Buy (Scotland) Scheme
Helps first-time buyers and current owners purchase a new build home through a shared equity agreement.