Home ownership beyond your reach?

Our range of home ownership options could be right for you!  Click on the links to the right for further information about a range of initiatives to help you get your foot on the property ladder.

Shared Ownership

Allows households on modest incomes to get a ‘foot on the property ladder’ by purchasing a 25% or 50% or 75% share in a property.  An ‘occupancy charge’ is made to cover the remaining share of the property. 

Shared Equity Schemes

The Scottish Government has opened up access to the following shared equity schemes for people aged 60 and over without the requirement for a mortgage.

New Supply Shared Equity (NSSE) scheme 

Although there are no further NSSE schemes planned, vacancies arising through re-sales are advertised.  NSSE properties are allocated based on criteria agreed with the local authority, the Scottish Government and the Association.

Open Market Shared Equity (OMSE) scheme

OMSE helps applicants on a limited income to part fund the price of a property on the open market. The scheme is managed by Link Housing. 

Help to Buy (Scotland) Scheme

Helps first-time buyers and current owners purchase a new build home through a shared equity agreement.

 

 

Latest News

Grampian Housing Association and Barratt…

In a partnership with the Association and Moray Council, Barratt hands over the final affordable homes at its Findrassie, Elgin development Tenants of Grampian Housing Association are happy to be receiving...

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Rent increase 2024/25

This week we are sending emails/letters advising tenants about the 7.7% rent increase which will take affect from 1 April 2024. Tenants were consulted on the proposed rent increase in December...

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GOALS - New centre of excellence for lea…

The learning and development opportunities offered by Grampian Housing Association have been brought together in its new GOALS initiative. Formally launched to staff this week, GOALS demonstrates the Association’s commitment to...

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'The Noise App' - 1 month trial

Starting today, Monday 22 January, Grampian Housing is running a 1 month trial of ‘The Noise App’. ‘The Noise App’ helps you record any persistent noise nuisance where you live and...

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Festive Message from Grampian Group CEO …

As part of my festive message to tenants and our customers, I wanted to remind everyone of our commitment to continue to support you and provide the best service we...

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Rent Consultation 2024-25

We need your views! Each year we (Grampian Housing Association) review our rents on the 1 April to take account of inflation, changes in interest rates charged on our loans and year...

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Ballater development wins architectural …

The Old School - Aberdeenshire Council Our ambitious Old School regeneration project at Abergeldie Road, Ballater has won the Building communities for the future category and was also commended in the...

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New Heat & Eat initiative wins natio…

It was a double win for Grampian Housing Association at this year's Chartered Institute of Housing Scotland Awards Cermony.  Our new Heat and Eat initiative was announced the winner of...

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Craig Stirrat, CEO wins CIHS Lifetime Ac…

Our Chief Executive, Craig Stirrat, won the Lifetime Achievement award in housing at the Chartered Institute of Housing Scotland (CIHS) annual awards ceremony.  It was awarded in recognition of the...

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