1. Help to Buy qualifying checks
1. Before proceeding to the application form, please verify that you meet these three criteria for the scheme. If you cannot answer "Yes" to all three questions, you will be unable to proceed with an application.
1.I/We confirm that we have reserved a New Build Home for sale with a Developer registered with the Help to Buy Scotland Scheme. 2.I/We have received financial advice from an independent financial advisor, solicitor or mortgage provider 3.I/We understand that any residential property or properties owned by me/us in the United Kingdom or abroad will need to be sold before the purchase of a property with Help2Buy funding and the property I/we wish to purchase under Help to Buy will be my/our sole residence. I/ we confirm that I/we meet the qualifying criteria
If you answer No your application will not be taken further. *
For your application to be accepted you must send a separate email with a copy of the developers plot reservation form to [email protected] immediately after submitting your online application form.
2. PART 1
Applicant 1 details
2. Named applicant 1: *
3. Current property address: *
4. Date of birth: *
5. Contact telephone number: *
6. Email address: *
3. PART 1
Applicant 2 details (Leave blank and move to next page if not required)
Applicant 2 Details
7. Named applicant 2:
8. Current property address:
9. Date of birth:
10. Contact telephone number:
11. Email address:
4. PART 1
Home Owner
12. Please confirm if applicant 1 or 2 currently own a residential home:
13. If YES, please provide address of the property:
14. Development/site name:
15. Plot Number (or address is known)
16. Name of house builder or developer
17. Full purchase price:
18. Buyer’s mortgage amount (i.e. maximum amount to be obtained by applicant)
19. Applicant’s cash contribution:
20. Contribution required from Help to Buy (Scotland) scheme:
21. Expected purchase completion date:
22. Number of Adults are those over 18 years old on the date of settlement:
23. Number of Children are those under 18 years old on the date of settlement:
NB - Those of [18] years of age at the date of settlement are adults and those below [18] years old at the date of settlement are children.
Please ensure that ALL details for Financial Advisor and Solicitor are completed as failure to do so WILL result in a delay to the processing of your application.
24. Independent Financial Adviser details:
25. Solicitors details:
26. The applicant confirms to the Administering Agent that the above details are accurate and are agreed between the applicant and the home builder or developer. *
5. PART 2
Financial Details
Income – Applicant 1
27. Basic employment income (annual, gross) (if N/A enter 0) *
28. Overtime, bonuses and commissions: (if N/A enter 0) *
Income – Applicant 2
29. Basic employment income (annual, gross) (if N/A enter 0)
30. Overtime, bonuses and commissions: (if N/A enter 0)
Additional household income (monthly) - to cover all applicants if more than one
31. Working tax credits: (if N/A enter 0) *
32. Child tax credits: (if N/A enter 0) *
33. Child benefit: (if N/A enter 0) *
34. Disability allowance: (if N/A enter 0) *
35. Guaranteed maintenance income: (if N/A enter 0) *
36. Other income: (if N/A enter 0) *
Debt (to cover all applicants if more than one)
37. Monthly loan/HP payments: (if N/A enter 0) *
38. Outstanding credit card balances: (if N/A enter 0) *
Household net income (monthly) - to cover all applicants if more than one
39. Net Monthly Income: (if N/A enter 0) *
40. PLUS any Additional Housing Income: (if N/A enter 0) *
41. LESS any Debts: (if N/A enter 0) *
42. TOTAL NET MONTHLY INCOME: (if N/A enter 0) *
43. If other incomes exist please specify
6. PART 3
44. Acknowledgement
The Applicant acknowledges that if they own a residential home this must be sold prior to the completion of the purchase of the home under the Help to Buy (Scotland) Affordable New Build Scheme. Failure to do so will result either in delay or the withdrawal of support from the Scottish Government to assist with the purchase of the new home. It is a condition of the Minute of Agreement that the applicant will enter into with Scottish Ministers that the home they purchase under the scheme will be the only residential property they have any interest in for the duration of the term of the Minute of Agreement. *
Failure to do so will result either in delay or the withdrawal of support from the Scottish Government to assist with the purchase of the new home.
It is a condition of the Minute of Agreement that the applicant will enter into with Scottish Ministers that the home they purchase under the scheme will be the only residential property they have any interest in for the duration of the term of the Minute of Agreement.
The applicant declares and confirms that it is (or if there is more than one applicant that each applicant is) a:
45. Applicant 1:
UK National
EEA Citizen(European Economic Area) (i.e. EU States and Iceland, Liechtenstein and Norway)
Person with indefinite leave to remain
Other
If other please specify below:
46. Applicant 2:
UK National
EEA Citizen(European Economic Area) (i.e. EU States and Iceland, Liechtenstein and Norway)
Person with indefinite leave to remain
Other
47. If other please specify below:
7. PART 4
48. Declaration - I/We acknowledge and explicitly give my/our consent to the Scottish Government and the Administering Agent processing my/our personal data contained within this form, including any Sensitive Personal Data (as defined in the Data Protection Act 1998) for the purposes of the operation of the Help to Buy (Scotland) Affordable New Build Scheme, in particular, in connection with the processing of my/our application and to assess my/our eligibility to participate in the Help to Buy (Scotland) Affordable New Build Scheme. *
49. I/We also acknowledge and explicitly give my/our consent to my/our personal data and sensitive personal data being processed for the purposes of the monitoring, record keeping, evaluation of or any reporting associated with the Help to Buy (Scotland) Affordable New Build Scheme by or on behalf of Scottish Government and in the event of any transfer of the Scottish Government’s interest in the Help to Buy (Scotland) Affordable New Build Scheme. *
Click here to read the Scottish Government Shared Equity Schemes - General Data Protection Regulation (GDPR) - Privacy Notices and Data Retention Periods
50. I/We acknowledge that use may be made of such data in order to make checks with credit rating agencies to authenticate and verify my/our identity, determine my/our financial eligibility to participate in the Help to Buy (Scotland) Affordable New Build Scheme and credit status; taking up references and sharing this information with other organisations that handle public funds; and passing information to a participating home builder from whom I/we may be seeking to purchase a house, my/our own solicitors and to my/our independent financial adviser(s). *
51. I/We confirm that the information provided in this application form is to the best of my/our knowledge correct and accurate in all respects. *
52. I/We understand that the Administering Agent and the Scottish Government reserve the right to withdraw from any agreement with me/us in the event that the information provided proves to have been false or misleading and that it is a criminal offence to knowingly or recklessly make a false declaration or withhold information reasonably required in connection with the application. *
53. I/We hereby authorise the Administering Agent to release any information about my/our current financial situation to my/our independent financial advisor or a representative of the Scottish Government as outlined in this Part 4 which you might need in connection with my/our application to purchase a home under the Help to Buy (Scotland) Affordable New Build Scheme. *
Signatory 1: Print name (including Mr/Mrs/Ms/Miss):
54. Signatory 1:
55. Date:
Signatory 2: Print name (including Mr/Mrs/Ms/Miss):
56. Signatory 2:
57. Date:
We may contact you after we have received the application form to ask you to sign letters giving us permission to contact other organisations mentioned in this form.
8. PART 5
58.
Lenders
I/ We hereby authorise(enter below the name and address of the lenders who you have spoken to about obtaining a mortgage). *
Lender 1
59. Name:
60. Address:
Lender 2
61. Name:
62. Address:
Lender 3
63. Name:
64. Address:
65. to release any information about my/ our current financial situation to the Scottish Government and the Administering Agent which the Scottish Government and the Administering Agent might need in connection with my/ our application to purchase a home through the Help to Buy (Scotland) Affordable New Build Scheme. I/ We also authorise the lenders to release all data relevant to the valuation of any property which may be purchased, including Disclosure of Incentives Form in terms of the Council of Mortgage Lenders’ handbook. *
Signatory 1: Print name (including Mr/Mrs/Ms/Miss):
66. Signatory 1:
67. Address:
68. Date:
Signatory 2: Print name (including Mr/Mrs/Ms/Miss):
69. Signatory 2:
70. Address:
71. Date:
72. I/We confirm that the information in this form is correct and for Grampian Housing to proceed with the Help to Buy Application: *
73. Please remember that for your application to be accepted you must attach a copy of the developers plot reservation form. Accepted files pdf and doc files types. *